CruisersInsurance.com | Find the best boat insurance for your situation

[pj86]

Thanks for the reply TabbyCat, always nice to see an industry insider comment on the topic.

A few points however:

The intention of cruisersinsurance.com would not be to get multiple quotes from the same insurer - it would be to get one quote from as many insurance company as possible in a way that protects the cruiser's contact info towards said insurance companies.

The intention would also not be to compare your quotes to those of your neighbors - it would be to provide more transparency on the trade-offs of the quotes received. Basically listing all the differences and nuances good brokers take into account, maybe make a suggestion but not a decision.

The underlying idea is that cruisers are more than able to decide for themselves which insurance quote they want to go for when given all the relevant info. In a reputation based business out educating your competitors is both a good marketing strategy and it overcomes the principal-agency problem as well.

The process would also repeat a few weeks before each renewal date.

Please feel free to tell me where I go wrong.

[TabbyCat]

That's odd, maybe you had a slow connection?
Anyway, if you fill out the questionnaire below and send it to me, I'll get you a quote ASAP.
Thanks,
Susan
IMIS

OWNERSHIP:
Owner(s)-
Street address-
City / State / ZIP-
Home phone-
Work phone-
E-Mail address-

OPERATOR(S):
Name-
Date of Birth-
Occupation-
Years of boating experience-
Size(s) & Type(s) of Boat(s) operated-
Years of boat ownership (any boat)-
Size(s) & Type(s) of Boat(s) owned-
Boating courses completed-
License held (if any)-
Current insurance company-
Expiration date-
Describe boating accidents or losses, last 5 years-
(date, cause, amount)

(repeat details for any other regular operator)-


BOAT:
Model year-
Builder-
Model (or rig)-
Length overall-
Construction-
Mast Material-
Flag-
Purchase Date-
Purchase Cost-
Total Investment-
(improvements, not maintenance)

ENGINE(S):
Number-
Year(s)-
Manufacturer(s)-
Total Horsepower-
Fuel-diesel

EQUIPMENT:
Automatic extinguisher [ ]
Fume detector [ ]
Theft Alarm [ ]
VHF radio [x ]
Depth finder [x ]
Loran or GPS [x ]
Radar [ ]
EPIRB [ ]
***tant [ ]
Paper Charts [ ]
Weather Fax [ ]
Storm Sails [ ]
Describe Ground Tackle-
Other safety gear-

TENDER:details to follow
Model year-
Builder-
Model or length-
Engine year-
Manufacturer-
Horsepower-

USE:
Private pleasure [x ]
Liveaboard [x ]
Captain charter [ ]
Bareboat charter [ ]
Racing [ ]
Number of paid crew [ ]
Navigation area-
Where will the boat be during hurricane /cyclone season? -

Regular Mooring Location-regularly cruising
Lay-up Period-

COVERAGE:
Hull & equipment value-
Deductible-2%
Liability limit-
Tender value & motor value-
Other specifications-

How did you learn about International Marine Insurance Services?- Susan/Cruiser's Forum

COMMENTS

[pj86]

Update: The insurance companies didn't seem to keen to cooperate on this project. Therefore it is cancelled.